You can apply for the BDO Diners Club Premiere if you are a high-income professional or business owner in the Philippines.
This premium credit card, issued by BDO Unibank, offers travel, dining, and lifestyle privileges designed for frequent local and international use.
You need to meet specific income and documentation requirements before you can apply online.
What Is the BDO Diners Club Premiere
The BDO Diners Club Premiere is a premium credit card issued in the Philippines by BDO Unibank.
It is designed for high-income cardholders who want exclusive dining, travel, and lifestyle privileges.
Key Features and Benefits
This card focuses on premium use for travel, dining, and everyday high-value spending in the Philippines.
- Premium dining privileges at selected local and international restaurants
- Airport lounge access for domestic and international travel
- Rewards points earning on peso and foreign currency purchases
- Travel-related perks, including assistance services and exclusive offers
- Higher credit limits compared to standard credit cards
- Global acceptance through the Diners Club network
Eligibility Requirements in the Philippines
Applicants must meet the bank’s income, age, and residency standards before applying.
- At least 21 years old at the time of application
- Filipino citizen or legal resident of the Philippines
- Meets the minimum annual income requirement set by BDO Unibank
- Has a stable source of income from employment or business
- Maintains a good local credit history, when applicable
Documents Needed for Filipino Applicants
Applications require standard identification and income documents commonly accepted in the Philippines.
- Valid government-issued ID such as a Philippine passport or driver’s license
- Proof of income, such as latest payslips or income tax return
- Certificate of employment or business registration documents
- Recent utility bill or proof of billing address, if required
- Additional documents that may be requested during verification by BDO Unibank
How to Apply Online in the Philippines
Online applications are submitted through the official website of BDO Unibank and follow a standard digital process.
- Visit the official BDO credit card application page
- Select Diners Club Premiere from the list of available cards
- Complete the online application form with accurate personal and financial details
- Upload or prepare the required documents for verification, if requested
- Submit the application and wait for confirmation or follow-up
Application Review and Approval Process
After submission, applications go through a standard evaluation and verification process.
- Initial review of personal, income, and employment information
- Verification of submitted documents and contact details
- Credit assessment based on local credit records
- Possible follow-up call or request for additional documents
- Final approval decision and notification of application status
Fees and Charges (Local Rates)
BDO Diners Club Premiere has specific annual fees and standard charges for local and foreign transactions.
- Annual Membership Fee (Principal): ₱4,500 per year, after the first year (the first-year fee is often waived).
- Annual Membership Fee (Supplementary): ₱2,500 per year (where applicable).
- Foreign Exchange (FX) Conversion Fee: ~1.85% on foreign currency purchases.
- Cash Advance Fee: US$3.30 or local equivalent for cash withdrawals on foreign currency accounts.
- Other standard fees may apply based on specific card terms and bank policies (check official fee schedule).
Rewards Program and Points Use
The BDO Diners Club Premiere card earns travel miles on eligible spend, which can be redeemed for airline miles, cash credits, or fee waivers.
- Earn 1 Travel Mile for every ₱30 charged on the Diners Club Premiere card.
- Travel Miles earned accumulate under the Travel Miles Redemption Program for principal cardholders only.
- Miles can be converted to airline miles, such as Asia Miles or PAL Mabuhay Miles.
- Travel Miles can be redeemed for cash credits against the credit card balance.
- Points may also be used to cover or waive annual membership fees through redemption.
Travel and Airport Privileges for Filipino Cardholders
Travel benefits focus on comfort, convenience, and access for both local and international trips commonly taken by Filipinos.
- Complimentary airport lounge access at selected Philippine airports
- International lounge access through partner lounge programs when traveling overseas
- Priority dining and lounge privileges at participating airport restaurants
- Travel assistance services, including emergency support while abroad
- Exclusive travel offers with partner airlines, hotels, and travel providers
- Global usability, making overseas purchases and reservations more convenient
Credit Limit and Card Management
Credit limits and account controls are set based on income, credit profile, and local banking standards in the Philippines.
- Higher credit limits compared to standard cards, subject to bank assessment
- Credit limit assignment based on declared income and credit evaluation
- Online account access through BDO’s digital banking platforms
- Real-time transaction monitoring for posted purchases and payments
- Payment and billing management via online banking and mobile channels
- Customer support access through local BDO service centers and hotlines
Who Should Consider This Card
The BDO Diners Club Premiere is designed for individuals whose income level and lifestyle align with premium credit card privileges.
- Senior executives and managers with stable, high monthly income
- Business owners and entrepreneurs handling frequent business and travel expenses
- Frequent domestic and international travelers who benefit from airport and travel perks
- Professionals who dine out regularly and value exclusive dining privileges
- Individuals seeking higher credit limits and premium lifestyle benefits
Important Notes Before Applying
Reviewing key conditions helps avoid delays and ensures the application meets bank requirements.
- Income and eligibility criteria must be met before submission
- Information provided in the application should be accurate and complete
- Approval is subject to credit evaluation and bank verification
- Fees, interest rates, and terms may change based on bank policy
- Supporting documents may be requested during the review process
Contact Information
For questions or help with the application, billing, or account services, official BDO contact channels are available in the Philippines and abroad.
- BDO Contact Center (24/7 Hotline): (+632) 8888-0000 — main support line for card and banking inquiries
- Outside Metro Manila (landline): #8888-0000 (PLDT/Globelines)
- International Toll-Free (IAC): +800-8-CALLBDO (2255-236) for callers from abroad
- Corporate Office Trunkline: (+632) 8840-7000 — BDO Unibank main office
- Email: [email protected] — general support and inquiries
To Conclude
The BDO Diners Club Premiere offers premium travel, dining, and lifestyle benefits for qualified cardholders in the Philippines.
Meeting the income requirements and preparing the correct documents can help ensure a smoother application process.
Eligible applicants are encouraged to review the official terms and apply online through BDO’s official website.
Disclaimer
Fees, rates, benefits, and eligibility requirements may change at any time without prior notice.
Applicants should refer to BDO Unibank’s official website or contact official channels for the most current and accurate information.
